New messages from Aflac |
View Notifications opens a dialog
Close X dismisses the notification alert
Hearing loss becomes more likely the older we get, which is why it’s important to get your hearing assessed with a hearing test. About 14% of people between the ages of 45 and 64 and 30% of people 65 and older have some degree of hearing loss.1 Experts recommend getting a hearing test once every ten years until age 50, and then once every three years after that. Aflac Dental, Vision and Hearing (DVH) insurance plans can help with the costs of hearing care to help you prioritize your hearing without burdening your budget.
Table of Contents
If you’re referred to an audiologist for a medically necessary hearing exam, you may not have to pay anything out of pocket, depending on your plan. The national average cost range of a hearing test without insurance is $18 to $85, depending on several factors.2
Here are some of the factors that may impact the cost of a hearing test:
There are several different types of tests an audiologist may perform to test your hearing. More basic tests include tympanometry, which measures how your eardrum moves to determine your hearing ability.3 These will be less expensive than more thorough audiometry tests or a cochlear implant evaluation.4
Primary care doctors may be able to administer hearing tests, but audiologists are doctors specifically trained in ear health and hearing. As such, they tend to be more expensive due to their specialization.
Depending on your plan, your insurer may cover a hearing test completely or partially. Coverage may also vary based on whether it’s a routine exam or one ordered by your doctor.
Healthcare services tend to be more expensive in areas with a higher cost of living. This is due to the higher wages staff must earn in order to live in the area, a cost that is passed on to patients.
You may opt to receive several services in addition to the hearing test during the same visit. For instance, if you receive a hearing aid consultation or a custom fitting after the test, the total cost of the visit will be higher.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedHealth insurance typically covers hearing tests that are deemed medically necessary and ordered by a doctor. Medicare Part B (medical insurance) also covers diagnostic hearing and balance exams if ordered by a doctor. You may also visit an audiologist once each year for non-acute hearing conditions and diagnostics services related to hearing loss that is treated with surgically implanted hearing devices.5
Aflac’s hearing coverage provided through the DVH Insurance plans offers benefits that can help with annual hearing services. If you’re concerned about your hearing but unable to get a referral for a test, these plans can reduce your out-of-pocket costs for an annual test.
If you’re concerned about your hearing but your doctor won’t refer you to an audiologist for a test, you can still opt to go in. For example, let’s say the audiologist performs a conditioning play audiometry test, which costs an average of $150.4 Aflac’s DVH Insurance plans could provide benefits directly to you, unless otherwise assigned to help you visit the audiologist and reduce related expenses.
Many people experience hearing loss as they get older, and one of the best ways to get ahead of this issue is through regular hearing tests. While health insurance often covers doctor-ordered hearing tests, Aflac hearing coverage provided through the DVH Insurance can reduce your out-of-pocket costs when you can’t get a referral. To learn more about coverage and get a quote, chat with an agent today.
Ready to get hearing insurance?
Get Started
Let’s dive deeper into what cancer insurance is, how it works, and what it costs so you can decide if this type of policy makes sense for your unique situation.
Critical illness insurance offers financial protection if you have a major disease. Learn about the costs and benefits of critical illness insurance.
Let’s dive deeper into what cancer insurance is, how it works, and what it costs so you can decide if this type of policy makes sense for your unique situation.
Critical illness insurance offers financial protection if you have a major disease. Learn about the costs and benefits of critical illness insurance.
1 WebMD – Hearing Tests for Adults: What to Expect. Updated May 9, 2025. Accessed June 11, 2025. https://www.webmd.com/a-to-z-guides/hearing-tests-for-adults.
2 CareCredit – How Much Does a Hearing Test Cost? Updated April 11, 2025. Accessed June 11, 2025. https://www.carecredit.com/well-u/health-wellness/hearing-test-cost-and-hearing-test-financing/.
3 Medline Plus – Tympanometry. Updated May 2, 2024. Accessed June 11, 2025. https://medlineplus.gov/ency/article/003390.htm.
4 Link Audiology - How Much Does a Hearing Test Cost? Updated May 9, 2025. Accessed June 11, 2025. https://linkaudiology.com/how-much-does-a-hearing-test-cost/.
5 Medicare - Quick Statistics About Hearing, Balance, & Dizziness. Accessed June 11, 2025. https://www.medicare.gov/coverage/hearing-balance-exams.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Dental, Vision, and Hearing coverage is underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).
Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Coverage may not be available in all states, including but not limited to NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
Z2500502
EXP 7/26
